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India's Unified Banking + Investment Platform

Bank. Invest. Grow.
All in One Place.

PaymentBazaar brings your savings account, UPI payments, mutual funds, and stock portfolio together under a single, secure app — built for every Indian's financial journey.

Regulated by
RBI Licensed
SEBI Registered
256-bit SSL
AR
Arjun Reddy
Good morning 👋
Bank Balance
₹2,14,850
+₹12,400 this month
Portfolio Value
₹4,82,360
+18.4% overall
Portfolio Performance — Last 7 Days
Send
UPI Pay
Trade
SIP
SIP of ₹5,000 invested
Instant UPI transfer done
50L+
Registered Users
₹2.1T
Transactions Processed
₹8,400Cr
Assets Under Management
4.8
Average App Rating

Simplifying Finance
for Every Indian

For too long, Indians have juggled between their bank app for savings, a separate UPI app for payments, and yet another broker app for investments. PaymentBazaar was built to end that complexity.

One App, Zero Compromise

From opening an FD to buying Nifty 50 index funds — everything happens inside PaymentBazaar, with the same level of security and simplicity.

Built for Bharat

Whether you are a salaried professional in Mumbai or a first-generation investor in Patna, our platform is designed to be accessible, multilingual, and genuinely helpful.

Regulated & Trustworthy

Licensed by the Reserve Bank of India (RBI) and registered with the Securities and Exchange Board of India (SEBI), your money and data are always protected.

Banking + Investing,
Under One Roof

Everything you need to manage, grow, and protect your money — built into a single platform with zero hidden fees.

Digital Savings Account

Zero-balance savings account with up to 7% interest p.a. Instant account opening with full video KYC — no branch visits, no paperwork.

Banking

UPI & Instant Payments

Send and receive money instantly using UPI, IMPS, and NEFT. Pay bills, recharge, and split expenses — all within seconds, 24×7.

Banking

Debit & Virtual Cards

RuPay-powered physical debit card with lifetime free virtual card for online transactions. Complete control with instant block/unblock.

Banking

Fund Transfers & Bill Pay

Pay electricity, gas, water, broadband, and insurance premiums with autopay. Schedule recurring transfers with one click.

Banking

Equity & F&O Trading

Trade BSE and NSE stocks with flat ₹20 brokerage. Advanced charts, screeners, and F&O tools for all experience levels.

Investing

Mutual Funds & SIPs

Direct mutual funds with zero commission. Set up SIPs from ₹100 per month across 5,000+ SEBI-registered schemes.

Investing

IPO Applications

Apply for mainboard and SME IPOs using ASBA with just two clicks. Get allotment updates directly on your dashboard.

Investing

FDs & Recurring Deposits

Open Fixed Deposits starting from ₹1,000 with up to 9.2% interest. Flexible tenures from 7 days to 10 years.

Banking

Start in Minutes,
Not Days

Our paperless onboarding gets you banking and investing within a single session.

1

Sign Up Free

Enter your mobile number and email. No credit card required. Your account slot is reserved instantly.

2

Complete Video KYC

Upload Aadhaar and PAN, then take a quick 60-second selfie video. Fully digital, fully compliant with RBI & SEBI norms.

3

Activate Your Accounts

Your savings account and DEMAT + trading account open simultaneously upon KYC approval — typically within 2 hours.

4

Bank & Invest

Fund your account, set up UPI, start an SIP, or buy your first stock — everything from one dashboard, any time.

9:41 AM

PaymentBazaar

Your unified finance hub

Total Bank Balance
₹2,14,850.00
Savings Account •••• 7842
This Month In+₹48,000
This Month Out-₹35,600
Interest Earned+₹1,248
My Portfolio
₹4,82,360
+₹74,820 (18.4%)
Recent Transactions
Reliance Smart
Today, 8:32 AM
−₹1,240
Salary Credit
Yesterday, 9:00 AM
+₹48,000
SIP — Axis Bluechip
01 Jun 2026
−₹5,000

One Dashboard.
Your Complete Financial Picture.

Unified Balance View

See your bank balance, portfolio value, FD maturity, and SIP progress all on one screen — no more app-switching to understand your net worth.

Instant Actions

Transfer to bank, invest in a fund, or buy stocks directly from the home screen. Designed for speed — most actions complete in under 5 taps.

Smart Spending Insights

AI-powered categorisation of every transaction gives you a clear picture of where your money goes — and nudges you toward better saving habits.

Real-time Alerts

Instant notifications for every debit, credit, SIP execution, and stock order — so you are always in control, even when you are not looking at the app.

Download the App
0
Registered Users
₹0T
Transactions Processed
₹0Cr
Assets Under Management
0
Average App Rating

Trusted by Millions
Across India

"I used to have separate apps for HDFC bank, Zerodha, and Paytm. PaymentBazaar replaced all three. The fact that I can check my FD maturity and my Nifty position on the same screen is genuinely amazing."

RK
Rohit Kapoor
IT Professional, Bengaluru
Verified User

"As a homemaker managing the family budget, I was nervous about investing. PaymentBazaar's SIP recommendations and simple UI made starting a mutual fund feel totally safe and easy. I have already earned 22% returns this year."

PS
Priya Sharma
Homemaker, Pune
Verified User

"I applied for TataTech IPO through PaymentBazaar in literally 2 minutes. Got allotment, and funds were automatically released back to my savings account on listing day. Zero stress, zero hassle."

AJ
Ankit Joshi
Freelance Designer, Ahmedabad
Verified User

"The 7% interest on savings is already better than most banks. And their FD rates at 9.2% beat everything I found elsewhere. The app is clean and fast — exactly what I needed."

MN
Meera Nair
Teacher, Kochi
Verified User

"Flat ₹20 brokerage is a game changer. I was paying 0.5% per trade on my old broker. Now I trade more actively because my costs are predictable. The F&O dashboard is also genuinely intuitive."

VT
Vijay Thakkar
Day Trader, Mumbai
Verified User

"Customer support resolved my account query within 10 minutes on Sunday evening. That level of service from a fintech company is rare. I have recommended PaymentBazaar to my entire office."

SD
Sunita Devi
Government Employee, Lucknow
Verified User

Common
Questions

Got more questions? Our support team is available Monday–Saturday, 8 AM to 10 PM.

Talk to Support
Is my money safe with PaymentBazaar?
Absolutely. PaymentBazaar operates as an RBI-licensed payment bank. Your bank deposits are insured up to ₹5 lakh under the DICGC (Deposit Insurance and Credit Guarantee Corporation) scheme. Your investments are held in your own DEMAT account registered with CDSL, separately from PaymentBazaar's balance sheet. We use 256-bit SSL encryption and multi-factor authentication to protect every transaction.
What are the charges for trading stocks?
PaymentBazaar charges a flat ₹20 per executed order for equity intraday, F&O, and commodity trading — regardless of trade size. Equity delivery trades are completely free. There are no account maintenance charges for the first year, and annual DEMAT charges of ₹300 + GST apply from Year 2. Statutory charges (STT, exchange fees, SEBI turnover fee) are charged at actuals as mandated by regulators.
How long does account opening take?
For most users, both the bank account and DEMAT + trading account are activated within 2 hours of completing Video KYC. In rare cases where additional verification is required, it may take up to 1 business day. You will need a valid Aadhaar number (linked to your mobile), PAN card, and a selfie video taken during the KYC process.
Can I transfer funds from my existing bank to PaymentBazaar?
Yes. You can fund your PaymentBazaar savings account using NEFT, RTGS, IMPS, or UPI from any bank in India. There are no inward transfer charges. Transfers typically reflect instantly for UPI and IMPS, and within 2 hours for NEFT. You can also set up a standing instruction from your existing bank to auto-fund your PaymentBazaar account every month for SIPs or savings goals.
Are mutual funds on PaymentBazaar direct or regular plans?
All mutual funds on PaymentBazaar are Direct Plans — meaning no distributor commission is deducted from your returns. This can save you 0.5% to 1.5% per annum compared to regular plans sold through banks and traditional advisors. We offer over 5,000 schemes from all SEBI-registered AMCs listed on the BSE and NSE StarMF platform.
What happens if PaymentBazaar shuts down?
Your investments are safeguarded at the depository level, entirely independent of PaymentBazaar. Your DEMAT account is held at CDSL (Central Depository Services Limited), and your mutual funds are registered directly in your name in the RTA (Registrar and Transfer Agent) records. Even if PaymentBazaar were to cease operations, your holdings remain yours and are fully accessible through CDSL or the respective AMCs. Bank deposits are covered under DICGC insurance up to ₹5 lakh.
Is stock market investing risky? What does SEBI say?
Yes, investments in securities markets are subject to market risks. As SEBI mandates, please read all scheme-related documents carefully before investing. Past performance of a fund or stock is not indicative of future results. PaymentBazaar does not provide investment advice. Any information on this platform is educational and should not be construed as a recommendation to buy or sell any security. Please consult a SEBI-registered investment advisor before making investment decisions.

We're Here to Help

Whether you have a question about your account, a query about our products, or need help getting started — reach out and our team will respond within 4 business hours.

Email Support

support@paymentbazaar.in
For grievances: grievance@paymentbazaar.in

Phone Support

1800-XXX-XXXX (Toll Free)
Mon–Sat, 8 AM – 10 PM IST

Registered Office

PaymentBazaar Financial Services Pvt. Ltd.
Level 12, Maker Maxity, BKC, Mumbai – 400051

Send Us a Message

We typically respond within 4 business hours. For urgent matters, please call our toll-free number.